Analysis reveals consumer finance plays a critical role in socioeconomic development, indicating a need for market growth.
Consumer finance is a field with great potential thanks to its flexible lending model, which does not require collateral or complicated procedures. In Viet Nam, consumer finance plays an important role in socioeconomic development and is also an effective solution to limit the situation of "black credit". However, the consumer finance market in Viet Nam is still relatively young, with significant growth potential. In that context, the development of the consumer finance market becomes an urgent requirement.
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Thi Minh Thu Phan (2025) studied this question.
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