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The Role of Blockchain Technology in Banking Business-an Overview

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Blockchain enhances security by enabling decentralized and transparent transactions, reducing fraud risks.
The technology's applications in smart contracts and identity verifications can significantly improve banking efficiency.
Despite the advantages offered, regulatory and technological barriers hinder widespread blockchain adoption in banking.
Future implementations of blockchain in banking may increase financial inclusion, providing access to services for underserved populations.

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Overview of blockchain's impacts in banking, highlighting benefits, challenges, and future prospects.

K H Gurumurthy (2025) studied this question.

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