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September 24, 2025Emerging Markets Finance and Trade2 citations

Does Digital Inclusive Finance Promote Urban-Rural Integration?

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KLKaifeng LiWTWen-Ling TianSWShaokun Wang

Key Points

  • Digital inclusive finance significantly enhances urban-rural integration, especially in integrated regions.
  • The study found that the promoting effect of digital inclusive finance is non-linear based on various regional factors.
  • Analysis of 30 Chinese provinces from 2011 to 2022 highlights the role of consumption levels in urban-rural integration.
  • The research indicates that a moderately regulated policy environment boosts the effectiveness of digital inclusive finance.

Abstract

Rural revitalization is a key global priority, with urban-rural integration (URI) essential for success. This study examines 30 Chinese provinces and cities from 2011 to 2022 to assess digital inclusive finance (DIF) 's role in this process. Results indicate that DIF has a significant promoting effect on URI, and that this effect is non-linear. DIF is more effective in promoting URI in highly integrated regions and in a moderately regulated policy environment. Mechanism analysis suggests DIF enhances URI by boosting consumption levels and industrial structure upgrading.

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Cite This Study

Li et al. (2025) studied this question.

synapsesocial.com/papers/68d6e1978b2b6861e4c403cfhttps://doi.org/10.1080/1540496x.2025.2558926
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