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This is a Quantitative Study study.

September 30, 2025International Journal of Innovative Research in Multidisciplinary EducationOpen Access

The Effect of Theory of Planned Behavior (TPB), Perceived Usefulness, and Behavioral Intention of Use in the Use of Online Loans

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The findings reveal that perceived usefulness negatively influences behavioral intention of use in students.
Data was collected via a questionnaire distributed to 387 Indonesian students using the theory of planned behavior framework.
The study combines key variables such as trust, safety, and perceived ease of use to explore online loan adoption.
This research highlights the need for online loan services to enhance perceived usefulness to increase student adoption.

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Implication

Quantitative analysis examines how perceived usefulness and ease impact behavioral intentions in Indonesian students, indicating critical gaps in online loan adoption.

Cite This Study

Hasan et al. (2025) studied this question.

synapsesocial.com/papers/68dc26188a7d58c25ebb28cc https://doi.org/10.58806/ijirme.2025.v4i9n12

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Implication

Quantitative analysis examines how perceived usefulness and ease impact behavioral intentions in Indonesian students, indicating critical gaps in online loan adoption.

The Effect of Theory of Planned Behavior (TPB), Perceived Usefulness, and Behavioral Intention of Use in the Use of Online Loans

Key Points

Discussion

Implication

Cite This Study

The Effect of Theory of Planned Behavior (TPB), Perceived Usefulness, and Behavioral Intention of Use in the Use of Online Loans

Key Points

Discussion

Implication

Cite This Study

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