September 30, 2025SCIENTIFIC BULLETIN OF POLISSIAOpen Access

Analysis of the role of financial intermediaries in the process of formation of innovative infrastructure of the digital financial services market of Ukraine

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Authors

AMArtem Malykhin DVDmytro Voloshyn

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Implication

Analysis shows digital financial services infrastructure in Ukraine is influenced by financial intermediaries, highlighting critical barriers and mechanisms of impact.

Key Points

The study reveals the need for simplified licensing to enhance financial intermediaries' transition to digital models.
A classification of financial intermediaries based on six criteria provides a framework for understanding their impact on digital financial services.
The research emphasizes the importance of developing open banking based on APIs to foster innovation in Ukraine's financial sector.
Further recommendations include expanding the NBU's Fintech Sandbox and enhancing cybersecurity and digital literacy among users.

Cite This Study

Malykhin et al. (2025) studied this question.

synapsesocial.com/papers/68dc26218a7d58c25ebb2f08 https://doi.org/10.25140/2410-9576-2025-1(30)-284-299

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Implication

Analysis shows digital financial services infrastructure in Ukraine is influenced by financial intermediaries, highlighting critical barriers and mechanisms of impact.

Analysis of the role of financial intermediaries in the process of formation of innovative infrastructure of the digital financial services market of Ukraine

Discussion

Member takes

Implication

Key Points

Cite This Study

Analysis of the role of financial intermediaries in the process of formation of innovative infrastructure of the digital financial services market of Ukraine

Discussion

Member takes

Implication

Key Points

Cite This Study

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