Assessment reveals constraints in capacity and financial performance of MFIs in the Philippines, indicating need for policy reform.
Despite the government’s credit program approach, access of poor households to microfinancial services has remained limited. This paper explains the microfinance policy environment in the Philippines and evaluates the institutional and financial capacity/performance constraints of MFIs. This also addresses four areas that will allow MFIs to be self-sustaining financial institutions for the poor.
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Josef T. Yap (1997) studied this question.
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