This research aims to find out the answer to whether the use of AI is a violation of ethics. Methods: This type of research is normative legal research. This research uses secondary data. Data analysis uses qualitative data analysis techniques. The conclusion-drawing technique used is deductive. Result: The research results show that Artificial Intelligence is only one instrument in bank activities. The use of AI in banking, the use of AI is considered a violation of Morals and Ethics if it violates the inner behavior which is a manifestation of good values and cannot find a justification for it.
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Christiani et al. (2024) studied this question.
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