Polynomial rate of mixing for the heterochaos baker maps with mostly neutral center

For the heterochaos baker maps whose central direction is mostly neutral, we prove that correlations for H\"older continuous functions decay at an optimal polynomial rate of order n-3/2. Our method of proof relies on a description of the action of a reduced Perron-Frobenius operator by means of a comparison to the symmetric simple random walk with an absorbing wall, aka `gambler's ruin problem'.