Effect of Religiusity and Access to Financing on the Welfare of Bank KB Bukopin Syariah Customers

The problem that occurs is the decision of Islamic Bank customers who continue to use Conventional Banks or have a preference for Islamic Banks. The purpose of this study was to determine the relationship and influence of religiosity and access to financing on the welfare of KB Bukopin Syariah Bank customers. The type of research used in the study is quantitative research. The results showed that the Islamic Banking Service variable had a direct and significant effect on the Welfare of KB Bukopin Syariah Bank Customers. The Financing Access variable has a direct and significant effect on the Welfare of KB Bukopin Syariah Bank Customers and the Religiosity and Financing Access variables simultaneously and significantly affect the Welfare of KB Bukopin Syariah Bank Customers.