Factors That Determine Financial Well-Being In Digital Wallet Users

This study aims to gain new knowledge and analyze the effect of financial literacy, childhood experience, impulse buying on financial well-being. This research was conducted in DKI Jakarta. The method used is a questionnaire survey method with the population used is students who use digital wallets in the DKI Jakarta area. The sampling technique used was purposive sampling technique as many as 140 respondents. While the data analysis technique uses the Structural Equation Model (SEM) with the help of SmartPLS 3.2 software. The results of this research hypothesis show that there is an influence between financial literacy on impulsive buying and there is an influence between childhood experiences on impulsive buying and there is an influence between impulsive buying on financial well-being.