This study investigated the impact of household income on housing affordability for low-income households in Nakuru East and West Sub-Counties, Kenya. Using a mixed-methods approach with questionnaires for 384 systematically sampled households and interviews with purposively selected housing sector managers, the study found that low-income households had unstable and insufficient incomes, limiting their ability to afford housing. Correlation analysis revealed a moderate positive and significant relationship between household income and housing affordability (r=0.440, p<0.05). The study concluded that lower household incomes contribute to housing affordability challenges, especially with rising house prices. It recommended policies to increase incomes, provide targeted housing subsidies and financing, develop affordable housing stock, and combine housing assistance with financial literacy education. JEL: R21, R31, I31, D31, O18 Article visualizations:
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Korir et al. (2024) studied this question.
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