The State of Housing and Communal Services in Ukraine and the Association of Co-Owners of an Apartment Building Are Necessary Conditions for Its Stable Functioning

This article examines the state of the housing and communal sector during the military conflict between Ukraine and Russia. It is noted that military actions have led to the destruction of buildings and engineering communications, which has complicated the normal functioning of the housing and communal infrastructure. The article thoroughly investigates the direct and indirect losses inflicted on this sector, including the cost of destroyed objects and expenses for restoration. The text outlines the problems in the housing and communal sector, including outdated equipment, inefficient management, and lack of market competition. It suggests that creating associations of co-owners of multi-apartment buildings (HOAs) may be the most effective solution. HOAs can improve management, reduce maintenance costs, and enhance the quality of communal services. HOAs are argued to play a crucial role in maintaining the stability of the housing and communal sector, promoting regional economic development, and enhancing living conditions for residents.