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This study investigates the factors influencing users' attitudes and intentions towards e-wallet adoption in Indonesia with a broader version of the Technology Acceptance Model (TAM).The research model incorporates perceived risk as a moderating variable, along with thought to be beneficial.In SmartPLS, data were gathered from 650 Indonesian users of e-wallets and subjected to structural equation modeling, or SEM.The findings show that user attitudes and perceived usefulness, ease of use and intention to use, perceived usefulness and attitude, and user attitudes and intentions are all significantly positively correlated.It was discovered that the association between attitude and intention to use was adversely mediated by perceived danger.The study advances knowledge about e-wallet adoption in Indonesia and provides useful advice to e-wallet operators on how to improve user uptake and acceptance.The results underline how crucial it is to address users' perceptions of danger and emphasize how beneficial and simple e-wallets are thought to be in order to encourage uptake.
Persadha et al. (Sun,) studied this question.
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