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Fintech Lending or online loans provide convenience for everyone who will borrow funds only with internet media or applications. However, with this convenience, illegal online loans have emerged which cause cyber crime in the scope of illegal online loans such as intimidation collection, extortion, fraud and even death threats and sexual harassment. This study analyzes both repressive and preventive countermeasures policies in tackling cyber crime in illegal online lending. This research uses juridical normative methods with primary materials of laws and regulations. Repressive efforts in law enforcement in cyber crimes in online loans carried out by the National Police, Prosecutors, Judges, and community agencies are influenced by legal factors, law enforcement factors, facilities or facilities factors. Preventive efforts in tackling these crimes by direct education to the community through socialization, seminars, discussions and dialogues.
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Fahmi et al. (2024) studied this question.
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