A Study on Financing Agricultural Mechanization Practices: With Special Reference to Kuttanad Taluk in Kerala State

Agriculture is the primary livelihood of the majority of India’s population. Kuttanad taluk in the Alappuzha district of Kerala is known as the “Rice Bowl of Kerala ''. From 2021 June to August, the non-availability of harvesting machines on a timely basis was an issue in Kuttanad, which result in heavy losses in the paddy fields of Kuttanad Taluk. Upon this issue, there is a need to take constructive measures in practicing agriculture and understanding the better practices for the mechanization and financing for the implementation in Kuttanad Taluk. This study titled “A STUDY ON FINANCING AGRICULTURAL MECHANIZATION PRACTICES: WITH SPECIAL REFERENCE TO KUTTANAD TALUK IN KERALA STATE” is focused to study the farmer’s knowledge, and the various financing schemes of mechanization of agriculture, to help farmers get relief during such demanding times. It was seen that agriculturists mentioned a need to bring about an adequate change in the mode of farming to survive the yearly floods. The direction of awareness about the financial schemes dedicated to mechanization and its benefits is not reaching at the farmers who are fully invested in this sector for their primary earnings. Therefore, there is a need to expand and improve the information dissipation from the source regarding the financial schemes which will eventually lead to better practices.