This research paper explores the financial behavior and decision-making of women in the workplace. It examines factors such as income, spending habits, saving and investing patterns, retirement planning, and gender-based disparities. The study surveyed 1,000 employed women across various industries, age groups, and income levels. Key findings indicate that women tend to prioritize short-term financial goals, are more risk-averse in their investment choices, and face unique challenges in retirement planning due to longer life expectancies and career interruptions. The paper also discusses the impact of the gender pay gap on women's financial well-being. It highlights the need for targeted financial education and support for women in the workplace. The insights from this research can inform policies and programs aimed at promoting financial empowerment and equality for working women.
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Saxena et al. (2024) studied this question.
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