A Study of Controlling Non-Performing Assets [NPA] with Reference to Axis Bank

The NPAs are considered as an important parameter to judge the performance and financial health of banks.The level of NPAs is one of the drivers of financial stability and growth of the banking sector.This research explores an empirical approach to the analysis of Non-Performing Assets (NPAs) with special reference to different banks.NPAs adversely affect lending activity of banks as non-recovery of loan instalments as also interest on loan portfolio.Nonrecovery of loans also hurts the profit ability of banks.The outcome of the study would help the concerned more particularly the managers of banks to device appropriate management strategies to have NPA within the manageable limit to keep the performance of the banks in a healthier condition.To analyse and minimize the risk involved in different sectors of NPA.