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The article analyzes the legal nature of the bank deposit agreement. The main civilistic approaches that have developed regarding bank deposits in the domestic legal doctrine are highlighted. The conclusion is made about the independent nature of the contract under consideration, despite its proximity to bank account, loan and storage agreements. Having analyzed the essential terms of this contract, the author comes to the conclusion that, as a rule, the only such condition is the subject of the contract. It is noted that there is no need to change the current legislation regulating the bank deposit agreement.
Dmitry A. Formakidov (2024) studied this question.
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