Financial Performance of Indian Post Offices: A Case Study of North Western India

Broad ObjectiveTo assess the financial performance of India Post in north-western region of India.Studies have researched intellectual capital performance, board size, corporate social performance, banking sector, MFIs across globe and same can be tested as premise for present study.Studies in the aspect financial performance of saving schemes have researched financial performance, MF, life insurance, structure of savings, financial market development, savings behaviour, SME growth, informal financial markets, retirement.Studies on related aspects were on saving and retirement schemes of banks, MFIs across globe.They mostly researched FIs, banks, MFIs, state finances, SMEs.They looked on defined-benefit pensions, micro-credit, pension schemes, retirement schemes, socially responsible investments, financial education, and social capital. Objective MethodologyTo assess the financial performance of India Post in gone 5 years, w.r.t its competitors, for its different product lines • Banking and financial products, performance comparison with banks: Indian public banks / Indian private banks /