This paper discusses the importance of improving authentication and detecting fraud in mobile payments and financial technologies. It examines data analytics, new technologies, and current authentication methods, emphasizing how they enhance security. Taking precautionary steps is crucial in reducing the extensive risks linked to fraud. This study creates a strong structure for safeguarding financial transactions, impacting the course of financial technology, and ensuring financial integrity and user trust amidst evolving payment methods and online threats through the analysis of case studies, industry regulations, and top practices.
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K Anupama (2024) studied this question.
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