Enhancing Payment Security: Face Recognition Integration With Razorpay

A financial institution that offers mobile banking enables its clients to use a mobile device and software that the organization provides to carry out financial activities, including electronic fund transfers and bill payments. Even though there are benefits to mobile banking, one of the most sensitive jobs that the average user does when using the internet is security of financial transactions. This is a matter that should be properly addressed. Today's mobile banking uses a range of authentication techniques, each with advantages and disadvantages. Banks are using a number of measures to improve client security and increase the security of their transactions. Increasing the use of biometrics for identity is one such tactic. Information assurance is the primary application of biometrics, which is defined as the amalgamation of scientific and technical elements utilized for biological authentication. We may implement the Android mobile banking application in this paper. Using the Grassmann algorithm approach, we can apply facial recognition technology and PIN based templates. The user can access the system and carry out banking operations after two factor authentication. According to experimental findings, the suggested application offers better efficiency in situations that occur in real time.