Drawing on data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey and from qualitative data from in‐depth interviews with older Australians in mixed sex couple households, this article highlights the risks and vulnerabilities that older Australians face in saving for retirement and, importantly, in drawing down assets in retirement. The article also provides data on financial literacy and risk‐taking among older Australians.
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Austen et al. (2024) studied this question.
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