Digital rubles as a driver transformation of the banking system

The relevance of the article is due to the need for an adequate response of the banking system to the appearance of a new form of money in calculations – digital. Its appearance raises a number of fundamental issues, in particular: what is the source of the increase in these funds in the accounts of the Central Bank of the Russian Federation (Bank of Russia); what are the ways to introduce these funds into market circulation; what should be the ratio of the specific weight of the three forms of money now. All these issues are relevant not only for ordinary market participants, but also for the Bank of Russia. Meanwhile, in the scientific public space, issues of a technical and therefore secondary nature for economic science come to the fore. The purpose of this article is to formulate in general theoretical terms the listed issues that require appropriate reflection. The purpose of the article is to develop answers to the questions posed in the context of the modern national market monetary system. As a result of the conducted research, it was concluded that the size of the production of digital money, as well as the way of introducing them into market circulation, should occur in accordance with the requirements of the law of monetary circulation, immanent in the modern monetary system. The main research methods in the preparation of the article were methods of deduction and induction, organic consistency in the presentation of the material, unity of historical and logical, and a number of other scientific methods.