Shariah-Compliant Innovation: Mapping the Convergence of Fintech and Islamic Banking through a Scopus-Based Review

The rapid convergence of financial technology (Fintech) and Islamic banking presents a transformation opportunity to enhance the efficiency, accessibility, and inclusivity of Shariah compliant financial services. However, this integration is accompanied by significant challenges, including regulatory ambiguity, technological compatibility with Islamic principles, and the need for robust governance frameworks to ensure adherence to Shariah law. Despite growing scholarly interest, there remains a lack of comprehensive, data-driven synthesis that maps the intellectual landscape of this emerging domain, identifies key research clusters, and highlights evolving trends. To address this gap, this study aims to provide a systematic and in depth analysis of the convergence between Fintech and Islamic banking, with a focus on Shariah-compliant innovation. The research employs a comprehensive literature review and science mapping approach using Scopus AI, analyzing a corpus of peer reviewed literature retrieved from the Scopus database based on a rigorously constructed search string. Data were processed and analyzed between August 3rd and 19th, 2025, utilizing Scopus AI’s advanced analytical modules including Summary, Expanded Summary, Concept Map, Topic Experts, and Emerging Themes. The findings reveal a rapidly expanding body of knowledge centered on technological integration, financial innovation, and Shariah governance, with blockchain, artificial intelligence, and green Fintech emerging as key drivers of digital transformation. The study identifies prominent scholars and institutions shaping the field and uncovers rising themes such as sustainability, financial inclusion, and crisis resilience in Islamic finance. These insights offer valuable theoretical contributions by structuring the fragmented literature into a coherent framework, while also providing practical implications for regulators, policymakers, and financial institutions seeking to foster innovation within a Shariah-compliant ecosystem. The study underscores the importance of adaptive regulatory frameworks, interdisciplinary collaboration, and ethical technological design in shaping the future of Islamic Fintech.