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October 17, 2025EKSYAR Jurnal Ekonomi Syari ah & Bisnis Islam

Pengaruh Pendapatan Anggota, Tingkat Pendidikan, Dan Jangka Waktu Terhadap Kelancaran Pengembalian Pembiayaan Murabahah (Studi Kasus Pada Anggota Koperasi BMT NU Sidayu)

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Authors

ASAgil SyahriyaDHDiah Fithrah HafiliyahDADwi Afrianti

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Overview

Quantitative analysis shows that member income and education impact murabahah repayment efficiency.

Key Points

  • Member income significantly influences murabahah financing repayment, with a significance value of 0.000.
  • Education level also positively affects repayment smoothness, indicated by a significance value of 0.002.
  • The time period for repayment is a crucial factor, significantly impacting the smoothness of financing repayment with a sig value of 0.000.
  • The findings can guide improvements in customer assessment and management strategies within Islamic financial institutions.

Cite This Study

Syahriya et al. (2025) studied this question.

synapsesocial.com/papers/68f19f1ade32064e504dd7fbhttps://doi.org/10.54956/eksyar.v12i01.685
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