Role Of Microfinance And SHGs In India From The Post Reform Period

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Microfinance enhances access to financial services for low-income individuals in India, addressing poverty effectively.
Key aspects include the role of NGOs and bank lending practices in promoting microfinance solutions across rural areas.
NGO efforts and SHG models empower women by facilitating access to loans without traditional collateral requirements.
Sustainable SHG practices are vital for expanding financial access in rural India, ensuring cost-covering loan pricing.

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Analysis reveals microfinance improves access to finance for low-income individuals, supported by NGOs and bank lending strategies.

D. J. Dutta (2025) studied this question.

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