Synapse
⌘+K
Synapse
PulseExploreClubsResearchersJournals
Instagram
HomeClubsExplore
November 18, 2025Open Access

The Effect of Credit Risk on the Profitability of Vietnamese Commercial Banks

View Full Paper
Ask AI
Bookmark
Share

Authors

HHHoang Thi Thu Hien

Discussion

Loading...

Member takes

Overview

Qualitative analysis reveals credit risk impacts profitability in Vietnamese banks, highlighting the need for improved risk management.

Key Points

  • Profitability is significantly impacted by credit risk, especially during economic downturns like the COVID-19 pandemic.
  • Key metrics such as non-performing loans and loan loss provisions closely correlate with bank profits in Vietnam.
  • Analysis involved qualitative evaluation of secondary data from the State Bank of Vietnam and other financial statistics.
  • Strong credit governance and technology integration are vital for enhancing financial performance and stability.

Cite This Study

Hoang Thi Thu Hien (2025) studied this question.

synapsesocial.com/papers/692509ddc0ce034ddc3520f2https://doi.org/10.5281/zenodo.17638846
View Full Paper
Ask AI
Bookmark
Share

Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1THE EFFECT OF CREDIT RISK ON THE PROFITABILITY OF VIETNAMESE COMMERCIAL BANKS2025
  2. 2IMPACT OF CREDIT RISK MANAGEMENT ON PROFITABILITY OF COMMERCIAL BANKS: A CASE STUDY IN VIETNAM2024
  3. 3The Effect of Credit Risk on the Financial Performance of Commercial Banks in Vietnam2024 · 2 citations
  4. 4Impacts of Digital Transformation and Basel III Implementation on the Credit Risk Level of Vietnamese Commercial Banks2024 · 17 citations
  5. 5The Impact of Non-Performing Loans on the Profitability of Vietnamese Commercial Banks2026