December 8, 2025The World Bank Research ObserverOpen Access

Participation in Pension Programs in Low- and Middle-Income Countries

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Authors

JGJohn GilesWorld Bank CJClément JoubertUniversity of North Carolina at Chapel Hill TTTomoaki TanakaJapan International Cooperation Agency

Discussion

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Implication

Analysis shows financial incentives and barriers influence pension participation in low- and middle-income countries, highlighting the need for integrated policies.

Key Points

Pension participation is shaped significantly by financial incentives and nonfinancial barriers, highlighting key vulnerabilities.
Evidence suggests that longevity risk cannot be solely addressed by pensions, necessitating support for elderly care options.
The assessment of pension systems concentrated on informal employment, raising concerns for policy effectiveness in aging populations.
Policymakers are urged to investigate the interplay of contributory pensions and social pensions in the context of sustained family support.

Cite This Study

Giles et al. (2025) studied this question.

synapsesocial.com/papers/69401f0f2d562116f28fa2e9 https://doi.org/10.1093/wbro/lkaf004

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Implication

Analysis shows financial incentives and barriers influence pension participation in low- and middle-income countries, highlighting the need for integrated policies.

Participation in Pension Programs in Low- and Middle-Income Countries

Discussion

Member takes

Implication

Key Points

Cite This Study

Participation in Pension Programs in Low- and Middle-Income Countries

Discussion

Member takes

Implication

Key Points

Cite This Study

Also Consider

Also Consider