December 2, 2025Journal of risk and financial managementOpen Access

Influence of FinTech Paylater, Financial Well Being, Behavioral Finance, and Digital Financial Literacy on MSME Sustainability in South Sumatera

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Authors

EPEndah Dewi PurnamasariUniversitas Indo Global Mandiri LALeriza Desitama AnggrainiUniversitas Indo Global Mandiri

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Implication

Quantitative analysis shows FinTech Paylater enhances liquidity and financial stability in MSMEs, indicating the role of behavioral finance in sustainability.

Key Points

Sustainability of MSMEs improves significantly with increased liquidity and financial stability.
Key findings reveal that behavioral finance influences financial decision-making in small enterprises.
Structural equation modeling was employed to analyze data from 563 MSME owners in South Sumatera.
Encouraging digital financial literacy could enhance MSME resilience and effective use of financial services.

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Purnamasari et al. (2025) studied this question.

synapsesocial.com/papers/6940275a2d562116f28ffc42 https://doi.org/10.3390/jrfm18120682

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Implication

Quantitative analysis shows FinTech Paylater enhances liquidity and financial stability in MSMEs, indicating the role of behavioral finance in sustainability.

Influence of FinTech Paylater, Financial Well Being, Behavioral Finance, and Digital Financial Literacy on MSME Sustainability in South Sumatera

Discussion

Member takes

Implication

Key Points

Cite This Study

Influence of FinTech Paylater, Financial Well Being, Behavioral Finance, and Digital Financial Literacy on MSME Sustainability in South Sumatera

Discussion

Member takes

Implication

Key Points

Cite This Study

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