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The central aim is to review and analyze the economic aspects of digital payments through existing literature.

The Economics of Digital Payments: A Systematic Literature Review and Future Research Agenda

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The central aim is to review and analyze the economic aspects of digital payments through existing literature.
Conducted a systematic literature review following PRISMA guidelines.
Reviewed 50 articles from leading journals between 2007 and 2024.
Analyzed theoretical frameworks, methodological approaches, and publication trends.
Developed a conceptual framework integrating outcomes across stakeholder groups.
Identified key stakeholder groups: households, firms, financial institutions, and governments/regulators.
Outlined heterogeneity in outcomes across different contexts.
Highlighted significant gaps in current knowledge and promising directions for future research.

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A systematic literature review explores economic factors of digital payments, indicating gaps and future research avenues.

Jain et al. (2026) studied this question.

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