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The research aims to identify factors influencing the choice of payment methods and assess acceptance levels among consumers.

From Cash to Biometrics: The Evolution of Payment Methods

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The research aims to identify factors influencing the choice of payment methods and assess acceptance levels among consumers.
Conducted a survey in 2024 with 103 participants.
Utilized a quantitative research method.
Analyzed consumer preferences regarding modern payment methods.
Users show varying degrees of openness to innovative payment solutions.
Identified most commonly used transaction forms in digital environments.

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This article analyses the influence of modern payment methods on consumer behaviour, suggesting factors affecting adoption.

Postrzednik-Lotko et al. (2026) studied this question.

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