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The study investigates how financial literacy, risk perception, return perception, and technology influence stock investment decisions.

February 25, 2026Open Access

Behavioral and Technological Advances of Stock Investment Decision: Insight from Indonesia's Banking Industry

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The study investigates how financial literacy, risk perception, return perception, and technology influence stock investment decisions.
Quantitative approach via questionnaire survey
Sample of 130 investors aged 17-34
Focus on banking sector stocks
Data analysis using multiple linear regression
Financial literacy positively influences investment decisions
Technological advancement significantly affects investment choices
Risk perception and return perception do not significantly impact decisions

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Quantitative analysis reveals the impact of financial literacy and technology on investment decisions in Indonesia's banking sector.

Albab et al. (2026) studied this question.

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