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Mixed-methods analysis demonstrates significant use of mobile banking apps for financial transactions in Somali refugees, suggesting a pathway for improved inclusion.
Mobile banking apps have emerged as a significant tool for financial inclusion in various regions, including those with high migration and refugee populations. A mixed-methods approach was employed, combining quantitative data from app usage surveys with qualitative insights from focus group discussions and interviews. The analysis revealed that 60% of surveyed refugees used mobile banking apps for basic financial transactions, indicating a substantial acceptance rate. Mobile banking apps play a crucial role in enhancing financial inclusion among Somali refugees by providing accessible and affordable financial services. Governments and non-governmental organizations should promote awareness campaigns about the benefits of mobile banking apps to further increase usage among refugees.
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Muthama et al. (2001) studied this question.
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