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March 14, 2026Open Access

Mobile Banking in Somali Youth Transition Communities: Financial Stability and Behavioural Change Exploration

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Authors

SASalim AttiéInstitut Togolais de Recherche Agronomique

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Implication

Qualitative and quantitative analysis reveals mobile banking enhances financial management in Somali youth, indicating a path to economic stability.

Key Points

  • This research aims to explore the impact of mobile banking on financial stability and behavior in Somali youth transitioning to urban areas.
  • Conducted qualitative interviews and quantitative surveys
  • Targeted participants aged 15-24 who moved to urban areas for education or employment
  • Assessed adoption patterns and usage frequency of mobile banking services
  • 70% of respondents reported using mobile banking services
  • Young adults primarily used mobile banking for small transactions like food purchases and utility bills
  • Participants demonstrated improved financial management skills and reduced reliance on informal lenders

Cite This Study

Salim Attié (2012) studied this question.

synapsesocial.com/papers/69b4adb518185d8a39801853https://doi.org/10.5281/zenodo.18978829
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Mobile Banking in Somali Youth Transition Communities: Financial Stability and Behavioural Change Exploration2012
  2. 2Mobile Banking Platforms and Digital Financial Literacy Among Somali Youth in Malawi: An Exploratory Study2008
  3. 3Mobile Banking Adoption Among Somali Youth in Mogadish Urban Centers Compared to Their Egyptian Counterparts: Exploring Financial Literacy and Savings Rates2005
  4. 4Mobile Banking Adoption and Financial Inclusion Among Urban Youth in Lagos: Behaviour Change Dynamics2007
  5. 5Examining the Factors Influencing Mobile Banking Adoption in Somalia: A Quantitative Study2024 · 4 citations