Microfinance Inclusion and Financial Literacy among Rural Women Entrepreneurs in Sudanese Villages Contextualized for Ethiopian Settings

Microfinance initiatives have been introduced in Sudanese villages to support rural women entrepreneurs (RWEs). However, financial literacy levels among RWEs remain a significant challenge despite microfinance inclusion efforts. The analysis will draw from existing literature and qualitative data to develop a theoretical model that elucidates the impact of microfinance inclusion and financial literacy on RWEs' business outcomes in both Sudanese villages and similar Ethiopian settings. The theoretical framework presented here provides a comprehensive understanding of how microfinance inclusion can be effectively leveraged to enhance financial literacy among RWEs, thereby improving their business sustainability in both Sudanese villages and Ethiopian settings. Policy makers should consider implementing targeted training programmes for financial education alongside microfinance services to facilitate the effectiveness of these interventions.