What question did this study set out to answer?

The aim is to explore how comparing different Medicare coverage options influences beneficiaries' decisions to switch or remain with their current insurance plan.

February 27, 2026BMC Health Services ResearchOpen Access

Comparing US medicare coverage options as a contributing mechanism to sticking or switching to an insurance plan

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Authors

LGLisa M. GrabertMarquette University BMBrian J. MillerJohns Hopkins University KWKathryn L. WagnerMarquette University

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Implication

This panel study examines how comparing coverage affects switching or sticking to Medicare plans among beneficiaries, implying important policy considerations.

Key Points

The aim is to explore how comparing different Medicare coverage options influences beneficiaries' decisions to switch or remain with their current insurance plan.
Conducted a panel study using data from the 2019–2020 Medicare Current Beneficiary Survey.
Sample included 6,214 Medicare beneficiaries from the community setting.
Analyzed the association between comparing coverage options and the decision to switch or stick with insurance plans.
Less than 3% of the sample switched coverage in 2020, with 92% moving from Fee-for-Service to Medicare Advantage.
Comparing coverage options notably increased the likelihood of switching, with specific probabilities quantified.
Beneficiaries' evaluations of total out-of-pocket costs and supplemental benefits were identified as key mechanisms influencing their decisions.

Cite This Study

Grabert et al. (2026) studied this question.

synapsesocial.com/papers/69a134dded1d949a99abe61e https://doi.org/10.1186/s12913-026-14198-7

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Implication

This panel study examines how comparing coverage affects switching or sticking to Medicare plans among beneficiaries, implying important policy considerations.

Comparing US medicare coverage options as a contributing mechanism to sticking or switching to an insurance plan

Discussion

Member takes

Implication

Key Points

Cite This Study

Comparing US medicare coverage options as a contributing mechanism to sticking or switching to an insurance plan

Discussion

Member takes

Implication

Key Points

Cite This Study

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