What question did this study set out to answer?

The study aims to analyze the gender disparities in access to microfinance services in Northern Ghana.

March 7, 2026Open Access

Gendered Access to Microfinance Services in Northern Ghana: An Analysis

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Analysis shows gender disparities in microfinance access in Northern Ghana, indicating a need for tailored interventions.

The study aims to analyze the gender disparities in access to microfinance services in Northern Ghana.
Conducted qualitative research using semi-structured interviews
Utilized participant observation among microfinance service users
Data collection spanned from March to June
Only 45% of women received loans compared to 68% of men from similar socio-economic backgrounds
Women face challenges related to collateral requirements impacting their access to loans
Findings highlight the need for gender-sensitive interventions in microfinance

Gyamfi et al. (2008) studied this question.

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