Qualitative analysis reveals modest microinsurance adoption rates among smallholder farmers, suggesting potential for improving financial resilience.
Microinsurance has emerged as a critical tool for managing financial risks faced by smallholder farmers in Rwanda. A literature review and qualitative analysis were conducted to understand farmer perceptions and uptake of microinsurance schemes. While adoption rates are modest, the qualitative insights reveal strong support for microinsurance as a mechanism to enhance financial resilience among rural communities. Further research is needed to explore scalability and cost-effectiveness of microinsurance models in Rwanda's diverse agro-ecological settings.
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Kabuga Nshuti (2010) studied this question.
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