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This research aims to evaluate the effects of microfinance on financial stability among female farmers in Kenya over two years.

March 12, 2026Open Access

Microfinance Success Among Female Farmers in Kenyan Highlands: A Two-Year Follow-Up Study

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A two-year follow-up study shows microfinance improves income among female farmers, suggesting need for ongoing support.

This research aims to evaluate the effects of microfinance on financial stability among female farmers in Kenya over two years.
Mixed-methods approach including pre- and post-intervention surveys
Follow-up interviews with participants
Data collection from 150 randomly selected female farmers using structured questionnaires
78% of female farmers reported increased income after the microfinance intervention
Persistent challenges with repayment were observed
Ongoing support and targeted assistance are essential for sustaining initial benefits

Ochieng et al. (2011) studied this question.

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