Analysis finds medical debt leads to deferred care in adults, suggesting the need for financial assistance policies.
Medical debt was consistently associated with deferred care, with dental care most commonly deferred, followed by medical care and then mental healthcare. This association remained mostly consistent across all types of health insurance. Policy interventions that aim to address financial barriers to care and the accompanying burden of medical debt may mitigate the health and economic consequences of delayed and forgone care.
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Moon et al. (2026) studied this question.
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