Analysis of International Practices for Ensuring the Financial Stability of Insurance Companies

This article analyzes international practices for ensuring the financial stability of insurance companies. Particular attention is given to the monitoring system of financial stability as an important element of modern corporate governance. The study examines the stages of monitoring financial stability, evaluates key financial indicators, and analyzes trends in insurance premiums in several foreign countries during 2020–2025. The research highlights the role of insurance companies as institutional investors and their importance for maintaining the stability of the financial system.