Digital Payment Adoption and Shadow Economy Reduction: Evidence from Ukraine's Diia Platform

March 26, 2026Open Access

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Key Points

This research aims to explore the impact of digital payment adoption on reducing the shadow economy in Ukraine through the Diia platform.
Analyzed digital payment trends
Examined the shadow economy's size
Utilized economic data from Ukraine's Diia platform
Conducted statistical analyses on adoption effects
Digital payment adoption shows a significant decrease in the shadow economy size
Increased digital transactions correlated with higher financial transparency
Findings suggest a positive relationship between adoption and economic growth

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Research reveals digital payment adoption reduces the shadow economy in Ukraine, highlighting economic benefits.

Research article: Digital Payment Adoption and Shadow Economy Reduction: Evidence from Ukraine's Diia Platform

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Ivchenko et al. (2026) studied this question.

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