PulseExploreJournal ClubDebatesTrendingResearchersJournals
Instagram
HomeExploreJournal ClubTrending
Synapse
⌘+K
Synapse
April 1, 2026Economic Change and Restructuring0 citationsOpen Access

Impact of International Remittances on Formal Insurance Uptake in Developing Countries

Do international remittances promote formal insurance uptake in developing countries? Evidence from a dynamic panel model

View Full Paper
Ask AI
Bookmark
Share

Authors

UAUsman AlhassanEHEmmanuel Umoru HarunaKIKazuo Inaba

Discussion

Loading...

Member takes

Overview

Panel data analysis demonstrates the relationship between remittances and insurance uptake, suggesting strategic implications for developing countries.

Key Points

  • This research aims to evaluate the effect of international remittances on the uptake of formal insurance in developing countries.
  • Analyzed panel data from 103 developing countries between 1990 to 2020.
  • Utilized System Generalized Method of Moments estimation technique.
  • Conducted moderation effect analysis to explore specific influences on insurance uptake.
  • Remittances increase non-life insurance uptake but decrease life insurance demand.
  • Positive influence of remittances on non-life insurance is stronger in regions with more road accidents and natural disasters.
  • Life insurance demand remains unchanged despite varying remittance levels.

Cite This Study

Alhassan et al. (2026) studied this question.

synapsesocial.com/papers/69cd7a615652765b073a7681https://doi.org/10.1007/s10644-026-09999-z
View Full Paper
Ask AI
Bookmark
Share