This analysis examines financial structures of three regional banks, highlighting their roles in economic support.
In this manuscript, I analyzed financial structure about regional banks in Hokuriku area. A subject of investigation is Fukui Bank, Hokkoku Bank and Toyama Bank. Major matters for investigation are rate of cost and capital ratio. As a result, financial structure of all banks is good in ordinary times. But last year the bad loan problem arose at Fukui Bank. Fukui Bank corresponded to this problem quickly to help small and medium enterprise in Hokuriku area. So, I concluded that they contribute to Hokuriku area through the financial service in ordinary times and emergency.
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田中 et al. (2014) studied this question.
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