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This research assesses the financial literacy levels of farmers and fisher folks in Apayao.

April 6, 2026Open Access

Empowering Farmers and Fisher Folks: A study of Financial Literacy in Flora and Pudtol, Apayao

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This research assesses the financial literacy levels of farmers and fisher folks in Apayao.
Conducted a survey questionnaire to gather data on financial knowledge, attitudes, and behaviors.
Collected demographic characteristics of respondents.
Respondents showed a generally positive attitude towards financial matters.
Demonstrated good understanding of basic financial concepts and practices.
Identified a need for improvement in debt management and investment planning.

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Survey evaluates financial literacy in Flora and Pudtol, suggesting targeted programs for improvement.

Dexter O. Butel2 Mary Anne P. Umayam1* (2026) studied this question.

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