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The paper demonstrates the importance of addressing debtor choices in the context of security interests under Article 9 of the UCC.
Steven L. Harris, Charles W. Mooney, Jr., A Property-Based Theory of Security Interests: Taking Debtors' Choices Seriously, Virginia Law Review, Vol. 80, No. 8, Symposium on the Revision of Article 9 of the Uniform Commercial Code (Nov., 1994), pp. 2021-2072
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Harris et al. (1994) studied this question.
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