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This research aims to analyze the effects of digital payment adoption on street vendors' business performance and financial inclusion in Kalaburagi district.

April 15, 2026JOURNAL OF ADVANCE AND FUTURE RESEARCHOpen Access

Digital Payments and Street Vendors in Tier-2 Cities of India: An Empirical Study of Business Performance, Financial Inclusion, and Challenges in Kalaburagi District, Karnataka

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This research aims to analyze the effects of digital payment adoption on street vendors' business performance and financial inclusion in Kalaburagi district.
Collected structured primary data from 450 street vendors in three taluks: Kalaburagi City, Sedam, and Aland.
Employed descriptive statistics, chi-square tests, ANOVA, and regression analysis for the data.
Examined inter-taluk variations and operational challenges faced by vendors.
Digital payment adoption significantly improved transaction efficiency and daily sales.

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Implication

This empirical study examines digital payments' effects on business performance and financial inclusion among street vendors, highlighting challenges.

Cite This Study

Kumar et al. (2026) studied this question.

synapsesocial.com/papers/69df2cf7e4eeef8a2a6b2046 https://doi.org/10.56975/jaafr.v4i4.506331

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Implication

This empirical study examines digital payments' effects on business performance and financial inclusion among street vendors, highlighting challenges.

Digital Payments and Street Vendors in Tier-2 Cities of India: An Empirical Study of Business Performance, Financial Inclusion, and Challenges in Kalaburagi District, Karnataka

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Implication

Cite This Study

Digital Payments and Street Vendors in Tier-2 Cities of India: An Empirical Study of Business Performance, Financial Inclusion, and Challenges in Kalaburagi District, Karnataka

Key Points

Discussion

Implication

Cite This Study

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