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This research examines how microfinance banks promote financial inclusion among women entrepreneurs in Osun State.

May 6, 2026Open Access

The Role of Microfinance Banks in Promoting the Financial Inclusion of Women Entrepreneurs in Nigeria's Osun State

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Descriptive survey demonstrates improved access to credit for women entrepreneurs, suggesting microfinance services boost financial inclusion.

This research examines how microfinance banks promote financial inclusion among women entrepreneurs in Osun State.
Descriptive survey design targeting women managing SMEs in major markets of Osun State
Time-Location Sampling with a sample size of 400, distributing 420 questionnaires and retrieving 415 valid responses
Data collection using structured Likert-scale questionnaires and secondary sources from government institutions
Data analysis via ordinary least squares regression in Stata at a 5% significance level
Microfinance loans significantly enhance financial inclusion for women entrepreneurs
Access to credit for business growth is improved by microfinance services
Findings support the need for government expansion of digital financial services

Adeyemi et al. (2026) studied this question.

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Descriptive survey demonstrates improved access to credit for women entrepreneurs, suggesting microfinance services boost financial inclusion.