What question did this study set out to answer?

Investigate regional gender gaps in digital financial services across India, assess access barriers, and evaluate the impact of digital inclusion on women's autonomy.

May 4, 2021Gender Technology and Development

Gender disparity in the digitalization of financial services: challenges and promises for women's financial inclusion in India

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Authors

LKLalitagauri KulkarniGokhale Institute of Politics and Economics AGAnandita GhoshSymbiosis International University

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Implication

Mixed-methods study reveals persistent gender disparities in digital financial access among Indian women, indicating economic growth alone does not close inclusion gaps.

Key Points

Investigate regional gender gaps in digital financial services across India, assess access barriers, and evaluate the impact of digital inclusion on women's autonomy.
Analyzed secondary national and regional datasets to assess the relationship between state-level economic development and gender gaps in digital financial inclusion in India.
Conducted a primary cross-sectional survey of women across rural and urban settings to identify barriers to digital tool adoption and measure changes in social and financial autonomy.
State-level economic development does not determine or reduce regional gender disparities in digital financial inclusion.
Digitalization improves social and financial autonomy among surveyed rural and urban women, despite persistent gender-specific access barriers.

Cite This Study

Kulkarni et al. (2021) studied this question.

synapsesocial.com/papers/69ff18feef8139f8ff774ad5 https://doi.org/10.1080/09718524.2021.1911022

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Implication

Mixed-methods study reveals persistent gender disparities in digital financial access among Indian women, indicating economic growth alone does not close inclusion gaps.

Gender disparity in the digitalization of financial services: challenges and promises for women's financial inclusion in India

Discussion

Member takes

Implication

Key Points

Cite This Study

Gender disparity in the digitalization of financial services: challenges and promises for women's financial inclusion in India

Discussion

Member takes

Implication

Key Points

Cite This Study

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