Despite the increasing prevalence of cybercrime and its study by criminologists, very little research has examined the extent, nature, and impact of fear of cybercrime. In this study, we conducted a multilevel analysis of the 2018 Eurobarometer Cybersecurity Survey to test the applicability of routine activities theory on fear of economic cybercrime. We contribute to the literature by demonstrating that: (1) fear of economic cybercrime varies across EU member states; (2) country-level infrastructure development and income inequality are predictive of individual-level fear; (3) individual-level routine activities and sociodemographic variables are associated with fear; (4) country-level infrastructure development moderates the effects of individual-level guardianship. This paper concludes by emphasizing the importance of including country-level and individual-level determinants in fear of cybercrime research.
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Cook et al. (2022) studied this question.
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